They appear to offer a digital mortgage application powered by Ellie Mae that should allow you to link financial accounts and/or upload key documents.Īdditionally, once conditionally approved for a loan, you can check loan status at any time or opt-in to real-time notifications regarding loan progress.īecause they use in-house loan underwriters and processors, they say they’re able to offer some of the fastest turn times in the industry, typically only 2 to 3 weeks ( how long does it take to get a mortgage).Īll in all, pretty straightforward, though it would be nice if you could apply without having to take the extra step of speaking to a human. Once you connect with a so-called trusted loan advisor, they’ll go over your goals and guide you through the loan process, including an overview of available loan options. To get started, they ask that you either call them up or fill out a short contact form on their website. Claim to have some of the fastest turn times in the industry thanks to in-house processing and underwriting.Prospective can call them up directly or fill out a short contact form on their website.You must first get in touch with a loan advisor to get started.They offer a digital mortgage application powered by Ellie Mae.They’re a privately-held, employee-owned direct-to-consumer mortgage lender, meaning they operate remotely without branches.Īt the moment, they seem to be licensed to do business in 32 states, including Alabama, Arizona, Arkansas, California, Colorado, Florida, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and Wisconsin. Royal United Mortgage is a relatively young company, around since 2008, which is right around the time the mortgage crisis and Great Recession took place.īut they’ve made it through some tough times and mustered over a billion in home loan volume last year. Most of their business comes from the states of Florida, Indiana, and Texas.Began 2020 as LendingTree’s #1 lender in customer satisfaction for 4th quarter in a row.Ranked a top-10 mortgage lender by LendingTree since 2014.Funded roughly $1 billion in home loans during 2019 via consumer direct channel.Founded in 2008, headquartered in Indianapolis, Indiana.Privately-held, employee-owned retail mortgage lender licensed in 32 states.The company recently topped LendingTree’s customer satisfaction rankings for four consecutive quarters, and have consistently ranked in the top-10 for the past six years.Īnother thing that makes them unique is the fact that they offer home equity lines of credit (HELOCs), and a lot of them at that, based on their HMDA data. If customer satisfaction is your thing, and you happen to need a home loan, you might want to check out Royal United Mortgage. Unfortunqtely ,the company is experiencing massive layoffs, allowingvfor the targeting of key staff. The Worst place to work if you are in Management or even below, The COO will not let you lead. Late closing loans, even employee loans with no care from senior management or executive teams. VPs of operations make no move or decision s unless directed by COO.

Communicatiin is extremely poor as COO must be 100 percent involved. Loan Transition Team and corporate employee loan team was making progress until the COO made the changes stop and everything go back to the horrible ways of not being educated on their job functions and no follow-up communication. Just document your records so you are protected in the event of an audit.Ĭorporate Underwriting & Processing Departments have no clue what they are doing as the COO overrides your work This creates false reporting as well. The attitude is let her override your reports and judgment calls to retain your job. Managers and other support staff operate out of fear of retaliation. She actually requires this of executive or senior management that does not even report up to her. She doesn't allow her executive or senior management team to make any decisions about anything at all without her knowing and approval. Horrible COO and entire Leadership Team, as COO is an over powering micromanager, who acts like she owes the company, over the actual owners of the company.

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